We are going camping for the 4th and taking and paying for my daughter, her hubby and three kiddies.

I love being able to do this and not charge anything and splurge a little and still not charge. I started to write what we had spent so far but I decided I did not want to think about that right now. I am putting it in my budget though. We make good money and can easily afford it.

Paying tons on our focus loan is taking a back seat this month in order to not scrimp on camping. It's all a matter of balance. And "for me" life is all about having fun. Sometimes "my fun" is paying tons on our focus loan and other times it's not scrimping on camping. As soon as we get back from camping we will jump on the focus loan again. Even with the luxury camping we will have it paid of before the end of August at the latest.

LITTLE EMERGENCIES

It sure is a whole different feeling when a little emergency happens and we have the money in our emergency fund to easily cover it. Makes the emergency seem like next to nothing. Sure brings a whole new meaning to the saying "IT'S ONLY MONEY", when you have the money to cover it without robbing from "peter to pay paul".