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January 30th, 2010 at 12:58 pm

We are *DEBT FREE as of this morning. I paid the last $1,000 just hours ago. Who would have thought two years ago this girl would ever be standing here. AND it all started with one little computer click of "Living beneath your means", and the adventure had began.

Now we are going to get me a newer snowmobile. Our income tax return will be $2,500 and next month we will have another $2,000 from my paycheck to go with it. Crossfire here I come.

Then we will start putting $500 away every month to take everyone to Disneyland or Disney words. It will only take two years and we will have $12,000 to help take everyone the see M I C K E Y M O U S E.

AND I know One Day at a Time, we will never be in debt again because this last two years have taught us tons.

*Except our house. Which we owe under $55,000 on, with an interest rate of 4.78%. We will start paying a little extra each month on it.

18 Responses to “We are DEBT FREEEEEEEEEEEEEEE!”

  1. Purple Flower's Says:

    Congratulations! Great job!

  2. KellyB Says:

    Fantastic! Great job, and good also that you are now planning and saving BEFORE taking trips and buying toys!!

  3. scottish girl Says:


  4. pharaohsmom Says:

    Congratulations! I'm hoping to post a similar announcement in December 2010.

  5. NJDebbie Says:

    Woo Hoo!!!!! Good job!

  6. Ima saver Says:

    That is great! It feels so good!!

  7. creditcardfree Says:

    Congratulations!! Great job. And Disney...either one, is always more fun when paid in CASH. Enjoy!

  8. Apprentice Bliss Hunter Says:

    Congratulations ! :-)

  9. nmboone Says:

    That is so awesome! I dream of the day when I can say the same! But I'm getting there!

  10. gertymac Says:

    Great job! And now you can truly afford to do all things you've been dreaming of!

  11. gamecock43 Says:


  12. fruitbowlk Says:

    Congrats. What a great feeling. You will be abe to save much faster being debt free.

  13. janH Says:

    Wow, congratulations! I can't wait to type out the same thing. I'll be running around the yard shouting it, too. Great job!

  14. Personal Finance Student Says:


  15. shiela Says:


  16. scfr Says:

    Gosh I hate to sound like a downer, but are retirement savings on the list of plans?

  17. cheshirecat Says:

    Hi scfr, Thanks for your concern. AND yes my retirement is totally underway. I'm a teacher and we have great retirement.... and I also have putan additional 400 away every month for years.

    AND the biggest plus is I loooooooooooooooooove my job. I really really really love my job. If I won the lottery today, I would go to work tomorrow. I'm 56 and feel I could teacher for atleast another 10 years if not more.

    Kids have already finished any schooling they want . My daughters a teacher also. Wedding are over too. ANd now that it's just me and the dh. It's get the house paid off and have tons of cash paid fun, fun, fun.

  18. Jerry Says:

    What a relief! Congratulations on all of your success, it has to lead to a great sense of satisfaction. Now you can put your money into things that you want, and have some insurance that you will make progress to your other retirement goals, as well! Way to go... that mortgage will be gone too, at this rate.

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